StanbicIBTC : : Investor Relations

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About us
- - - Who we are
    - An African-focused, client-centric, digitally enabled, integrated financial solutions provider…
      
      More details
    - Where we are
    - Stanbic IBTC operates an extensive network across Nigeria
      
      More details
  - - Our performance
    - Our strategic journey towards becoming the leading end-to-end financial solutions provider continues …
      
      More details
    - Sustainability
    - Stanbic IBTC’s sustainability and success are inextricably linked to the prosperity and wellbeing of the societies in which we operate….
      
      More details
  - - OUR VISION
      
      To be the leading end-to-end financial solutions provider
Reports and Presentations
Announcements
Diary
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2025 ANNUAL REPORT

NIGERIA IS OUR HOME, WE DRIVE HER GROWTH.

Our vision

To be the leading end-to-end financial solutions provider in Nigeria through innovative and customer-focused people.

Security Notice

Stanbic IBTC will never ask for your RSA, PIN, OTP, Full card PAN or Online Login details (Customer ID, BVN or Password) via email, pop-up windows or phone calls.

Please stay safe and remain vigilant. If you receive any suspicious call or notification, please contact customer care immediately on 0700 909 909 909 or send an email to [email protected] .

2025 Annual Results Highlights

TOTAL ASSETS

25%

FY 2025: ₦8.62 trillion

CUSTOMER DEPOSITS

45%

FY 2025: ₦4.37 trillion

CUSTOMER LOANS AND ADVANCES (NET)

1%

FY 2025: ₦2.38 trillion

TOTAL INCOME

33%

FY 2025: ₦895.7 billion

NPL RATIO

0.8pp

FY 2025: 3.4%

RETURN ON EQUITY RATIO

4.3pp

FY 2025: 42.4%

EARNINGS PER SHARE

38%

FY 2025: 2,368 kobo

COST TO INCOME RATIO

0.9pp

FY 2025: 36.8%

Reports, presentations and documents

Stanbic IBTC Holdings PLC Q1 2026 Results Earnings Release

Stanbic IBTC Holdings PLC Q1 2026 Unaudited Interim Financial Statement

Stanbic IBTC Holdings PLC 2025 Annual Report

Stanbic IBTC Holdings FY 2025 Financial Results Presentation

Stanbic IBTC Holdings PLC FY 2025 Financial Statement Analysis

Stanbic IBTC Holdings PLC shareprice on the NSE

^₦ 166.00

Volume Traded	1,474,845
Market Capitalisation(Nm)	N2,639,693.69

EOD Shareprice information as published on NSE

Who we are

Total assets grew by 25% year-on-year to ₦8.6 trillion as at FY 2025, up from ₦6.9 trillion in December 2024. Operating income increased by 38% to ₦895.7 billion, com

Where we are

Stanbic IBTC operates an extensive network across Nigeria, with 130 branches and 418 active ATMs as of December 2025.

Sustainability

Nigeria is our home, we drive her growth. At Stanbic IBTC we seek to support sustainable development in Nigeria, by doing the right business, the right way.