StanbicIBTC : : Investor Relations

<img src='https://reporting.uat.stanbicibtc.com/wp-content/uploads/2024/05/Logo-200x100-1.png' alt='StanbicIBTC'/>

About us
- - - Who we are
    - An African-focused, client-centric, digitally enabled, integrated financial solutions provider…
      
      More details
    - Where we are
    - Operating in 20 sub-Saharan African countries with operations in key financial centres outside Africa…
      
      More details
  - - Our performance
    - Our strategic journey towards becoming the leading end-to-end financial solutions provider continues …
      
      More details
    - Sustainability
    - Stanbic IBTC’s sustainability and success are inextricably linked to the prosperity and wellbeing of the societies in which we operate….
      
      More details
  - - OUR VISION
      
      To be the leading end-to-end financial solutions provider
Reports and Presentations
Announcements
Diary
Share info

Full year 2025 audited results

Our vision

To be the leading end-to-end financial solutions provider in Nigeria through innovative and customer-focused people.

Security Notice

Stanbic IBTC will never ask for your RSA, PIN, OTP, Full card PAN or Online Login details (Customer ID, BVN or Password) via email, pop-up windows or phone calls.

Please stay safe and remain vigilant. If you receive any suspicious call or notification, please contact customer care immediately on 0700 909 909 909 or send an email to [email protected] .

2025 Annual Results Highlights

TOTAL ASSETS

25%

FY 2025: ₦8.62 trillion
H1 2025: ₦8.12 trillion

CUSTOMER DEPOSITS

45%

FY 2025: ₦4.37 trillion
H1 2025: ₦3.43 trillion

CUSTOMER LOANS AND ADVANCES (NET)

1%

FY 2025: ₦2.38 trillion
H1 2025: ₦2.33 trillion

TOTAL INCOME

33%

FY 2025: ₦895.7 billion
H1 2025: ₦433.9 billion

NPL RATIO

0.8pp

FY 2025: 3.4%
H1 2025: 4.7%

CASA RATIO

12.4pp

FY 2025: 62.6%
H1 2025: 77.2%

EARNINGS PER SHARE

38%

FY 2025: 2,638 kobo
H1 2025: 1,078 kobo

COST TO INCOME RATIO

0.9pp

FY 2025: 36.8%
H1 2025: 41.3%

Reports, presentations and documents

Stanbic IBTC Holdings PLC full year 2025 audited financial statement

Stanbic IBTC Holdings PLC full year 2025 results earnings release

Stanbic IBTC Holdings PLC Full Year 2025 Unaudited Financial Statements

Stanbic IBTC Holdings PLC 9M 2025 Results Earnings Release

Stanbic IBTC Holdings PLC 9M 2025 Unaudited Financial Statements

Stanbic IBTC Holdings PLC shareprice on the NSE

^₦ 182.55

Volume Traded	3,535,013
Market Capitalisation(Nm)	N2,902,867.98

EOD Shareprice information as published on NSE

Who we are

Total assets as at 30 June 2025 grew by 18% to ₦8.1 trillion from N6.9 trillion in December 2024 while operating income grew by 43% to ₦433.9 billion from ₦303.4 bill

Where we are

STANBIC IBTC has 129 branches in Nigeria and 350 active ATMS as at December 2024.

Sustainability

Nigeria is our home, we drive her growth. At Stanbic IBTC we seek to support sustainable development in Nigeria, by doing the right business, the right way.