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2024 Annual Report

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Our vision

To be the leading end-to-end financial solutions provider in Nigeria through innovative and customer-focused people.

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Security Notice

Stanbic IBTC will never ask for your RSA, PIN, OTP, Full card PAN or Online Login details (Customer ID, BVN or Password) via email, pop-up windows or phone calls.

Please stay safe and remain vigilant. If you receive any suspicious call or notification, please contact customer care immediately on 0700 909 909 909 or send an email to [email protected] .

H1 2025 FINANCIAL RESULTS HIGHLIGHTS

TOTAL ASSETS

18%

H1 2025: ₦8.12 trillion
FY 2024: ₦6.91 trillion

CUSTOMER DEPOSITS

14%

H1 2025: ₦3.43 trillion
FY 2024: ₦3.01 trillion

CUSTOMER LOANS AND ADVANCES (NET)

0.8%

H1 2025: ₦2.33 trillion
FY 2024: ₦2.35 trillion

TOTAL INCOME

43%

H1 2025: ₦433.9 billion
H1 2024:₦303.4 billion

NPL RATIO

0.5%

H1 2025: 4.7%
FY 2024: 4.2%

CASA RATIO

2.2%

H1 2025: 77.2%
FY 2024: 75.00%

EARNINGS PER SHARE

22.0%

H1 2025: 1,078 kobo
H1 2024: 884 kobo

COST TO INCOME RATIO

1.5%

H1 2025: 41.3%
FY 2024: 42.8%

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Stanbic IBTC Holdings PLC shareprice on the NSE

₦ 107.20

Volume Traded 184,987
Market Capitalization(Nm) N1,704,669.66

EOD Shareprice information as published on NSE

Who we are

Total assets as at 30 June 2025 grew by 18% to ₦8.1 trillion from N6.9 trillion in December 2024 while operating income grew by 43% to ₦433.9 billion from ₦303.4 bill

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Where we are

STANBIC IBTC has 129 branches in Nigeria and 350 active ATMS as at December 2024.

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Sustainability

Nigeria is our home, we drive her growth. At Stanbic IBTC we seek to support sustainable development in Nigeria, by doing the right business, the right way.

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